Being on the water is in our blood, and we have been providing yacht, boat and personal watercraft insurance for over 20 years. By working with an Trysail Insurance, you can be sure that you are receiving a package of coverage that matches your needs and your budget.

What we insure:

  • Mega yachts (yachts valued at $1M or greater)
  • Small boats
  • Yachts (boats greater than 26 feet LOA)
  • Sporting boats
  • Liveaboards and Houseboats
  • “Mature” vessels (vessels older than 25-years)
  • High-performance boats
  • Personal watercraft


Available Coverages:

Typical Coverage Available
  • All Risk and Replacement Cost Policies
  • Agreed Hull Value
  • Protection and Indemnity
  • Medical Payments
  • Personal Effects
  • Uninsured Boaters
  • Fuel Spill Liability
  • Towing and Assistance
  • Tender Coverage
  • Mechanical Breakdown
  • Held Covered Clause


Enhancement Coverages Available
  • Jones Act Crew Coverage
  • Six-pack Charter Endorsements
  • Breach of Warranty
  • Cargo Coverage
  • War & Confiscation
  • Coral Reef Damage
  • Fine Arts Coverage
  • Fishing Gear
  • Repatriation
  • Fire Arms Confiscation
  • Marine Assist Services
  • Accidental Death & Dismemberment

Our marine packages contain industry-leading coverages and features which cover almost all types of watercraft. With a package and price point for just about everyone: boat and personal watercraft, our quote is actually 3 quotes in 1 so you can choose the coverage that best fits your needs and budget. Presented as a “good-better-best”, the options are:

    • “Saver”: Our most affordable package. Actual Cash Value loss settlement.
    • “Plus”: Our flagship package that provides great value for the price, and includes such features such as:
      • Agreed Value/Total Loss Replacement Cost Settlement
      • Watersports Liability
      • Diminishing Deductible
      • Depreciation Deferral
      • Hurricane Haul-Out


  • “Elite”: The package for those who want the most coverage and policy features to protect their boating lifestyle, and includes feature such as:
    • Boat Lifts/Hoists/Cradles
    • Dinghy or Tender
    • Fishing Tournament Fees
    • Pets
    • Trip Interruption
    • Bahamas and Mexico Navigation
    • Pollution Liability up to the OPA limit
    • Enhanced Towing Services
    • Loss Forgiveness
    • Extended Total Loss Replacement Cost; Extended Depreciation Deferral, and even more Hurricane Haul-Out coverage


Get a Boaters Quote Now

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See some of our other vessel coverages

Why should boaters do business with Trysail Insurance:

We represent many of the best insurance companies in America, and our long relationships with these companies are to your benefit. Our agency offers all its clients:

  • Remarkable service, proactive communications, and timely responses
  • Exclusive programs, provided through A.M. Best “A” rated carriers
  • Loss Control Support from Experienced Professionals
  • Premium Payment Plans
  • Subrogation for the Recovery of Losses and Legal Fees