A federal law that provides no-fault workers compensation benefits to employees other than masters or crew members of a vessel injured in maritime employment—generally, in loading, unloading, repairing, or building a vessel. Employers can obtain coverage under a standard workers compensation policy by purchasing an LHWCA coverage endorsement.
US Longshore Insurance (USL&H) is provided in compliance with the United States Longshore and Harbor Workers’ Compensation Act of 1927. The act was designed to cover the injuries of maritime workers – including dock workers – not specifically covered by the Jones Act. USL&H Insurance essentially provides maritime workers with coverage’s for any injuries sustained or industrial illnesses contracted while performing their duties on or near navigable waterways. This includes docks, ports, and marinas. At We can match the needs of your maritime business with viable USL&H Insurance – either as a separate policy or as a crucial part of one of our more comprehensive Marine Program packages. If you would like more information about USL&H Insurance, our Marine Program in general, or the premium carriers we work with, please contact us as soon as possible.